Accurate Xactimate property damage estimates and supplement writing for contractors, public adjusters, homeowners, and property owners, delivered across all 50 US states in 24 hours.
Professional Xactimate estimating services help restoration contractors, roofing contractors, mitigation companies, public adjusters, property managers, insurance professionals, and property owners prepare accurate, insurance-compliant estimates for residential and commercial restoration projects across all 50 U.S. states. Whether you’re handling fire damage, water damage, storm damage, wind damage, hail damage, mold remediation, vandalism, or reconstruction work, our certified Xactimate estimators create detailed property damage estimates, insurance claim estimates, and supplement estimates using the latest Xactimate software and Verisk’s zip code-based pricing database. Every estimate reflects current local material and labor costs while capturing the complete project scope, helping contractors and adjusters reduce claim disputes, improve approval rates, justify supplements, and confidently manage insurance restoration projects from initial inspection through final settlement.
These are the four most common Xactimate estimating problems that cost contractors and property owners money every week.
Incomplete Xactimate estimates leave money on the table, scope items missed, overhead and profit omitted.
Xactimate supplements require precise line items and clear documentation. Poorly written supplements are rejected or reduced.
Insurer adjuster estimates routinely undervalue repair scope. A professional Xactimate counter-estimate levels the playing field.
Xactimate licences cost over $3,500 per year. Outsourcing to DFE gives you professional Xactimate estimates at a fraction of that cost.
DFE Estimating solves all four accurate, complete Xactimate estimates that capture full scope, support supplement claims, and counter low adjuster offers professionally.
A straightforward four-step process from your damage documentation to a complete, insurance-ready Xactimate estimate.
Send photos, adjuster reports, existing estimates, and any sketches of the damaged property through our secure portal.
Your assigned Xactimate estimator reviews all damage documentation, identifies any scope gaps in existing estimates, and confirms the full repair scope with you.
We prepare a complete Xactimate estimate using current zip-code-based pricing, covering all materials, labor, O&P, code upgrades, and any applicable supplement items.
You receive a complete, insurance-formatted Xactimate estimate file plus PDF summary, ready to submit to the insurer or adjuster within 24 hours.
Nine reasons insurance restoration professionals nationwide trust DFE with their Xactimate claims.
Professional Xactimate estimates for every type of property damage, insurance claim, and restoration project.
Complete Xactimate estimates for fire and smoke damage claims, covering structural repairs, smoke remediation, content cleaning, temporary repairs, and all code-required upgrades to current local pricing.
Accurate Xactimate estimates for water intrusion, flood damage, and plumbing failures, covering drying, demolition, mold treatment, and full structural restoration with current zip-code Verisk pricing.
Detailed Xactimate estimates for wind, hail, and severe storm damage, covering roofing, siding, windows, gutters, and all interior damage resulting from storm intrusion events nationwide.
Professional supplement writing for approved insurance claims where the original adjuster estimate is insufficient, we identify all missing scope items and write a complete, documented Xactimate supplement for submission.
Xactimate estimates for commercial property damage, offices, retail spaces, warehouses, and multi-family buildings. Commercial claims require larger scope estimates and more complex trade coordination than residential.
Public adjusters need accurate, detailed Xactimate estimates that support maximum legitimate claim recovery. DFE provides professional Xactimate estimates and counter-estimates for public adjusters on residential and commercial claims.
Xactimate estimating for every type of property damage and every category of residential and commercial property.
Experienced, accurate Xactimate estimating, backed by 12 years of insurance restoration claim experience.
Restoration estimating
Claims completed
Fire, water, wind, mold
Standard delivery
Included on request
All property types
Verisk zip-code pricing
Always available
Other services restoration contractors and property owners frequently combine with Xactimate estimating.
Detailed construction cost reports.
Home building cost estimates.
Commercial property estimates.
Material quantity surveys.
All building types + phases.
Xactimate is the industry-standard software used by insurance companies, adjusters, and restoration contractors to prepare property damage repair estimates. It uses a zip-code-based pricing database updated monthly by Verisk to calculate current material and labor costs for each specific location. Xactimate estimates are submitted to insurance companies as part of property damage claims for fire, water, wind, hail, mold, and other covered events. DFE prepares professional Xactimate estimates and supplement claims for restoration contractors, public adjusters, homeowners, and property managers nationwide.
Xactimate estimating service fees typically range from $150 to $1,000 depending on the size and complexity of the property damage claim. Simple single-trade residential claims generally start at $150 to $300. Complex multi-room or multi-trade residential claims range from $300 to $600. Commercial property Xactimate estimates range from $500 to $1,000 or more depending on damage extent. DFE charges flat fees per claim with no hidden charges. Contact us for a free quote — we respond within 2 hours of receiving your damage documentation.
A Xactimate supplement is an additional claim filed after the original insurance estimate is approved — when further inspection reveals damage or necessary scope items that were not included in the initial adjuster estimate. Supplements are common in restoration work because not all damage is visible during the first inspection. DFE provides professional Xactimate supplement writing services — identifying all legitimate additional scope items, documenting them with the correct Xactimate line items, and preparing a complete supplement submission for the insurer.
Standard Xactimate property damage estimates from DFE are delivered within 24 hours of receiving your damage documentation, photos, and any existing adjuster reports. Complex multi-area commercial property claims may take 24 to 48 hours. Supplement claims are typically delivered within 24 hours. Rush delivery within 8 to 12 hours is available for urgent claims submissions. DFE has maintained a 100% on-time delivery record across all Xactimate estimating projects.
Xactimate is used to estimate repair costs for all types of property damage covered by insurance, including fire and smoke damage, water damage from plumbing failures or flooding, wind and storm damage, hail damage to roofing and cladding, mold remediation, vandalism and malicious damage, vehicle impact damage, and collapse. It also covers temporary repair and emergency response costs. DFE prepares Xactimate estimates for all of these damage categories on both residential and commercial properties across all 50 US states.
Regular construction estimating calculates the cost of building or renovating a new structure based on drawings and specifications — using RSMeans or similar databases. Xactimate estimating calculates the cost of repairing a damaged structure as an insurance claim — using Verisk’s zip-code pricing database and a claims-specific line item format that insurance companies and adjusters recognise and accept. While both involve measuring scope and pricing repairs, Xactimate is formatted specifically for the insurance claim process. DFE provides both services, and many restoration contractors use them together.
Yes. Xactimate is widely used for commercial property damage claims — office buildings, retail spaces, warehouses, multi-family buildings, and industrial facilities. Commercial Xactimate claims are more complex than residential claims due to larger scope, multiple trades, and often higher replacement costs. DFE has significant experience preparing Xactimate estimates for commercial property damage claims, including large water intrusion events, commercial fire losses, and storm damage to multi-storey commercial buildings across all 50 US states.
Yes. Xactimate is widely used for commercial property damage claims — office buildings, retail spaces, warehouses, multi-family buildings, and industrial facilities. Commercial Xactimate claims are more complex than residential claims due to larger scope, multiple trades, and often higher replacement costs. DFE has significant experience preparing Xactimate estimates for commercial property damage claims, including large water intrusion events, commercial fire losses, and storm damage to multi-storey commercial buildings across all 50 US states.
DFE Estimating is a trusted provider of construction estimating services, delivering accurate quantity takeoffs, material takeoffs, labor pricing, and bid-ready construction estimates for residential, commercial, and industrial projects. We help contractors save time, reduce estimating errors, and bid with confidence.
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